Mr. Philip Stephen Alfred

He joined the Bank on 24th October 1994. Before his current position he worked as Manager Corporate Banking, Corporate Banking Relationship Manager and as Project Officer within CRDB Bank. He holds a Masters Degree of Economics from the University of New England Australia, Post Graduate Diploma in Economics from University of Western Australia, Advanced Diploma in Economic Planning from the Institute of Development Management – Mzumbe and Diploma in Banking Economics from Finafrica Italy.