Tom Borghols

Tom Borghols joined NMB in 2013 as a Chief Risk Officer. He is responsible for Credits, Special Assets, Operational, Market, IT and Fraud Risk and Compliance. Tom Borghols also heads the recently established Loan Centre where the centralised processing of loans takes place. Tom has over 30 years banking experience having worked with ABN AMRO Bank, Fortis Bank and Rabobank. Over the course of 30 years’ experience, he has held positions in the commercial and in the risk area, both in corporate and in retail banking. Working his way up from Relationship Manager to Branch Manager and Country Manager, Tom started his career in his native Netherlands and moved to Curacao in the Caribbean, and then to Kenya, Rwanda and Zambia. He worked with the Bank Populaire du Rwanda, thereafter was appointed to position of Director Risk at Zambia National Commercial Bank (ZANACO). Tom holds a Masters Degree in International Law, Africa.